49457 ZIP Code — Twin Lake, MI

Muskegon County, Michigan

ZIP code 49457 is located in Twin Lake, Michigan, within Muskegon County. It covers approximately 81.06 square miles and serves a population of 11,119 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49457

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $174,600. Owner-occupancy is high at 92%, well above the national average.

Median household income is $71,649. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 49457 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

11,119

population

81.06

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49457 ZIP code map

Cities in ZIP code 49457

Below are the cities the US Postal Service accepts for ZIP code 49457. Using any city not on this list may result in mail delivery delays.

City	Status
Twin Lake	Acceptable
Twin Lake	Preferred

Nearby ZIP codes

49425 Holton (5.4 mi) 49445 Muskegon (7.8 mi) 49442 Muskegon (8.4 mi) 49461 Whitehall (9 mi) 49440 Muskegon (10.4 mi) 49437 Montague (11.4 mi) 49452 Rothbury (11.9 mi) 49413 Fremont (12.5 mi) 49412 Fremont (13.3 mi) 49444 Muskegon (13.9 mi) 49441 Muskegon (14 mi) 49451 Ravenna (14.4 mi)

Demographics updated 06/2026

Population
Total population	11,119
Population density	137 / sq mi
State FIPS	26
County FIPS	121

Geography
Land area	81.06 sq mi
Water area	3.90 sq mi
Latitude	43.3680
Longitude	-86.1495
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.1%	46.4%	42.6%
$50k – $100k	40.8%	34.3%	31.1%
$100k – $200k	22.9%	16.3%	20.6%
Over $200k	1.2%	3.0%	5.7%

Demographics & statistics

11,119

Population

137

People per sq mi

41.4

Median age

$71,649

Median household income

$33,641

Per capita income

$174,600

Median home value

$913

Median monthly rent

92.2%

Home ownership

12.0%

Poverty rate

8.2%

Unemployment

4,592

Housing units

19.5%

Bachelor's or higher

Age distribution

Male Female

301

Under 5

296

379

5–9

372

376

10–14

369

277

15–19

272

317

20–24

312

675

25–34

664

805

35–44

792

727

45–54

714

355

55–59

349

500

60–64

492

570

65–74

561

248

75–84

243

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,360	21.2%
18 and over	8,759	78.8%
65 and over	1,775	16.0%
Median age	41.4 years

Race & ethnicity

White 86.8%

Two or more races 6.3%

Hispanic or Latino 3.3%

Asian 1.2%

Black or African American 1.2%

Other race 0.7%

American Indian / Alaska Native 0.5%

Group	Count	%
White	9,979	86.8%
Two or more races	728	6.3%
Hispanic or Latino	379	3.3%
Asian	140	1.2%
Black or African American	135	1.2%
Other race	85	0.7%
American Indian / Alaska Native	52	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.1%	46.4%	42.6%
$50k – $100k	40.8%	34.3%	31.1%
$100k – $200k	22.9%	16.3%	20.6%
Over $200k	1.2%	3.0%	5.7%

Under $10k 3.7%

$10k–$15k 2.5%

$15k–$25k 5.4%

$25k–$35k 8.2%

$35k–$50k 11.8%

$50k–$75k 22.1%

$75k–$100k 12.4%

$100k–$150k 21.0%

$150k–$200k 8.3%

$200k+ 4.7%

Range	% of households
Under $10k	3.7%
$10k–$15k	2.5%
$15k–$25k	5.4%
$25k–$35k	8.2%
$35k–$50k	11.8%
$50k–$75k	22.1%
$75k–$100k	12.4%
$100k–$150k	21.0%
$150k–$200k	8.3%
$200k+	4.7%
Median income	$71,649

Housing

Home values

Under $50k 9.5%

$50k–$100k 11.6%

$100k–$150k 18.3%

$150k–$200k 24.1%

$200k–$300k 18.3%

$300k–$500k 14.0%

$500k–$1M 4.0%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$174,600
Median rent / month	$913
Owner occupied	92.2%
Renter occupied	7.8%
Vacant	14.3%
Single-family detached	84.3%
Large apartment buildings	0.0%
Mobile homes	13.7%
Median rooms	5.9
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.2%
2010–2019	2.8%
2000–2009	23.1%
1990–1999	26.1%
1980–1989	11.3%
1970–1979	11.1%
1960–1969	2.4%
1950–1959	8.5%
1940–1949	4.8%
1939 or earlier	9.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.3%
2 bedrooms	22.0%
3 bedrooms	51.0%
4 bedrooms	21.2%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.3%
1 vehicle	18.9%
2 vehicles	46.9%
3 or more	30.9%

Heating fuel

Fuel type	%
Utility gas	68.0%
Electricity	3.6%
Propane / LP gas	19.1%
Fuel oil	1.3%
Wood	7.4%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	2,502	59.3%
Cohabiting couple	421	10.0%
Male householder, no spouse	610	14.5%
Female householder, no spouse	684	16.2%
Households with children under 18	1,248	29.6%
Households with seniors (65+)	1,254	29.7%
Average household size	2.63

Marital status

Status	Male	Female
Never married	26.3%	24.0%
Married	54.7%	58.1%
Separated	0.8%	1.2%
Widowed	4.7%	6.2%
Divorced	13.6%	10.5%

Education

Less than 9th grade 1.4%

Some HS, no diploma 3.7%

HS graduate 36.1%

Some college, no degree 28.2%

Associate's degree 11.1%

Bachelor's degree 14.1%

Graduate / professional 5.4%

Metric	%
HS diploma or higher	94.8%
Bachelor's or higher	19.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	96	4.2%
Kindergarten	155	6.7%
Elementary school	1,249	54.0%
High school	310	13.4%
College / grad school	502	21.7%

Employment

Industry of employment

Manufacturing 26.8%

Education & healthcare 18.3%

Retail trade 10.9%

Professional & management 9.0%

Arts, food & hospitality 8.3%

Construction 6.2%

Finance & real estate 5.9%

Transportation & utilities 4.4%

Wholesale trade 3.0%

Other services 2.9%

Agriculture & mining 1.9%

Public administration 1.4%

Information 0.9%

Occupation

Category	%
Management, business & arts	30.9%
Service	14.8%
Sales & office	19.2%
Natural resources & construction	10.1%
Production & transportation	25.0%

Employment type

Type	%
Private sector	88.1%
Government	7.8%
Self-employed	3.6%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	82.1%
Carpool	10.4%
Public transit	0.1%
Walk	0.2%
Work from home	6.9%
Other means	0.3%
Avg commute (minutes)	25.1

Poverty

All people 12.0%

Under 18 years 17.7%

18 and over 10.4%

Married-couple families 5.9%

Female-led households 36.3%

Income support

Source	% of households
Social Security	37.0%
Retirement income	31.0%
Supplemental Security	2.0%
Cash public assistance	2.8%
Food stamps / SNAP	12.6%

Health indicators

Condition	%
Obesity	37.9%
High blood pressure	32.3%
High cholesterol	35.7%
Diabetes	10.1%
Heart disease	5.9%
Stroke	2.8%
Asthma	11.2%
Arthritis	28.7%
Kidney disease	2.6%
Pulmonary disease	7.5%
Cancer	6.0%

Behavior / access	%
Smoking	21.9%
Binge drinking	20.9%
No physical activity	21.0%
Less than 7 hrs sleep	32.3%
Depression	23.4%
Fair or poor health	14.1%
Poor mental health	17.2%
Poor physical health	10.8%
No health insurance	9.5%
Visited doctor (checkup)	72.1%
Visited dentist	65.7%
Cholesterol screening	90.6%
Teeth loss	12.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	894	10.2%

Disability	%
Any disability	13.7%
Under 18	4.7%
18–64 years	12.8%
65 and over	29.2%

Health insurance coverage

Type	%
Private insurance	68.6%
Public insurance	40.6%
No insurance	4.2%
Uninsured under 19	3.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,522	94.6%
Spanish	52	0.5%
Other Indo-European	39	0.4%
Asian & Pacific Islander	13	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,894	98.0%
Born in same state	10,715	96.4%
Born in different state	9,798	88.1%
Foreign born	179	1.6%
Naturalized citizen	225	2.0%
Not a US citizen	122	54.2%

Ancestry

Ancestry	Count	%
English	1,318	11.9%
French	1,220	11%
Italian	1,075	9.7%
Arab	548	4.9%
German	232	2.1%

Ancestry	Count	%
Polish	161	1.4%
Dutch	29	0.3%
Irish	26	0.2%
Norwegian	14	0.1%

Technology access

Metric	% of households
Computer access	37.9%
Internet access	93.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49457

What city is ZIP code 49457 in?

ZIP code 49457 is primarily assigned to Twin Lake, Michigan.

What county is ZIP code 49457 in?

ZIP code 49457 falls within Muskegon County, Michigan.

Is ZIP code 49457 mostly owner-occupied?

92% of occupied units in ZIP code 49457 are owner-occupied, well above the national average.

Does ZIP code 49457 have a large retiree population?

37% of households in ZIP code 49457 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 49457 have a large veteran population?

10% of civilians in ZIP code 49457 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 49457?

The median home value in ZIP code 49457 is $174,600.

What timezone is ZIP code 49457 in?

ZIP code 49457 observes the EST timezone.